company with more than
$1.3 billion of troubled
mortgage assets
web-based search and
analysis engine
that reduces loss severity
on non-paying loans by
5-15%
Company Profile
Who We Are
Founded in 2003 as a specialty finance company, Residential Mortgage Solution (RMS) has participated in over 300 distinct buy and sell side transactions totaling over $24 billion in principal balance (UPB) as well as provided surveillance services on over $90 billion in UPB over the last 20+ years.
RMS has total assets under management (AUM) of over $60.0 billion in UPB from over a dozen institutional clients. AUMs include non-qualified mortgages (NQMs), debt service coverage ratio loans (DSCRs), and fix and flip residential transition loans (RTLs), re-performing loans (RPLs), non-performing loans (NPLs), scratch and dent loans (S&D), mortgage servicing rights (MSRs) , and real estate owned (REOs).
What We Do
RMS specializes in servicer oversight and REO asset management, delivering advanced solutions for private equity investors, mortgage originators, and master servicers. Our mission is simple: reduce loss severity, improve asset performance, and maximize returns.
Innovative Technology: M3 Platform
At the heart of our offering is Mortgage Market Management (M3) - a proprietary, web-based analytics engine developed by RMS and our affiliate, RAM. M3 is designed specifically for non-agency, sub-performing and non-performing residential loans, as well as REO asset management.
M3 Delivers:
- A centralized data warehouse built on loan-level servicer data
- Automated alerts for loans or REOs with collection, loss mitigation, or disposition issues
- Smart task anticipation, surfacing the most relevant information for faster decisions
- A transparent, on-demand platform for real-time oversight and performance tracking and reporting
This intelligent system helps our clients save time, cut costs, and reduce loss severity on non-performing loans by 5–15%.
How We Add Value
Our team of seasoned advisors works hand-in-hand with clients and their servicers to:
- Monitor and manage loss mitigation, foreclosure, bankruptcy, and liquidation processes
- Offer strategic insight through our Servicing Arbitrage approach
- Deliver customized oversight solutions to strengthen third-party servicer performance
- Provide scalable tools and services for institutions of all sizes
Whether you're an investor, lender, or master servicer, RMS offers pertise, technology, and hands-on support to help you protect your assets and improve returns.
Why RMS
- 20+ years of industry experience
- $24B+ in transactions and $90B+ in surveillance
- Proprietary M3 platform for real-time oversight
- Proven cost savings and loss mitigation
Let RMS transform how you manage risk, recover value, and drive performance in your residential mortgage assets.